Hail Damage Roof Replacement

New Roofs & Reroofs
Cedar Shakes
Flat Roofs
Slate, Clay, Tile & Shingle
Cooper, Tin, Sheet Metal & Rolled
Hot Coates – Tar, Asphalt, & Gravel
3-Tab Roofs
Lifetime Roofs

New Construction Roofs
Roofing Repairs
Storm Damage Roof Repair
Drainage & Repitching
Chimney Repairs
Insurance Claims
Siding/Gutters/Downspouts
Capping & Flashing

Hail Damage Roofs – Free Roofing Estimates Baton Rouge

Experienced and professional Demolition Contractor (Licensed – Bonded – Insured)

Baton Rouge Louisiana Demolition
Home demolition contractor Services
Building demolition Services
Concrete demolition in Louisiana
Swimming pool demolition Services
Demolition work in Baton Rouge Louisiana and surrounding Areas.

Our customers come to appreciate our commitment to:
• Quality
• Budget
• Schedule

DEMOLITION BATON ROUGE

FHA Loan Requirements – Guidelines – Loan Limits

FHA – Loan Requirements
FHA (Federal Housing Administration) loan is a mortgage you can obtain through an FHA-approved lender. This is an insurance program that makes a payment guarantee to the mortgage lender, who issues and administers the loan. FHA-insured loans offer an option to buyers who do not qualify for traditional mortgage loans, however, there are guidelines on the types of ownership and dwellings permitted.

FHA Home Loan Requirements – First time buyers
- Borrowers with little to no money
- Home Buyers with less than perfect credit
- Non-occupant co-borrowers
- No pre-payment penalty
- Low monthly Mortgage Insurance (PMI)
- 3.500% down payment
- 6% seller concessions
- All funds can be gifted
- No reserve requirements
- No income limits
- Very competitive Mortgage Interest rates

FHA requires deposit of 3.5%. This money can be a gift. No reservations are necessary. Closing costs can be funded in the amount of the loan.

FHA LOAN Guidelines – Property
Limited to owner-occupied property
•Available for 1-4 unit properties
•High LTV available for OO 4 unit
•No minimum credit score
•Flexible down payment sources allowed
Manual underwriting common/allowed
•Good documentation is the key
•Borrowers in active Ch. 13 can buy
•Manufactured Homes Are Allowed

•Secure – Does the value support the loan?
•The days of the VC sheet are gone!
•FHA appraisals resemble conventional
•Roofs and lead-based paint still an issue
•Mfg. homes that have been moved are not eligible

Seller can contribute more on a FHA Loans – Up to 6%
Borrower can obtain a gift from a relative

FHA Credit Requirements -Minimum credit score 620
•Some Mortgage lenders impose their own min. FICO
•Last 12 months should show no late pmts.
•Judgments typically must be paid
•Collections not required to be paid
•Letter of explanation should be in the file for all bad credit
•Non-traditional credit allowed

Conventional mortgage loans usually require 20% down vs FHA Loan Guidelines State that require 3.5% down.

FHA Loan Resources:
FHA Streamline Refinance
FHA Vs Conventional Loans

Homeowners insurance is one of the most important ones. Whether you have just purchased your new home or want to save some money on the existing homeowners insurance policy, BR Insurance is here to take care of your needs. It takes just a few minutes to learn what you need and then get Baton Rouge homeowners insurance quotes easily either through our website or by calling us. We provide you with additional information on how to save extra money on both homeowners insurance and renters insurance in Baton Rouge Insurance.

Farm Bureau INSURANCE BATON ROUGE

Baton Rouge Insurance | Home Owners Insurance Baton Rouge | Car Insurance Baton Rouge LA | Business Insurance Baton Rouge
# Multiple Vehicles Insurance: If you insure more than one car, you have a chance of paying a lower premium.

INSURANCE RESOURCES:

Home Owner's Insurance

Insurance In Baton Rouge

Baton Rouge La Insurance

Insurance Companies In Baton Rouge

Direct Insurance Baton Rouge

AUTO Insurance Baton Rouge LA

Adequate liability protection is needed to protect the homeowner from lawsuits, medical care, visitors and damage to the neighbor’s property, if this happens. All of these factors should be considered when comparing home insurance quote.

Baton Rouge INSURANCE

We service homeowners in Louisiana, providing our customers with quality work, reputable brands of materials and the best service. Free estimates! General Contractors in Baton Rouge, La and the surrounding parishes, we provide customers with experienced, professional General Contractors in the your area. Our Residential General contractors provide installations, electrical construction upgrades, New Home Construction as well as other general construction services related to your home. Whether you need interior renovation, outdoor, driveway construction or an entirely new floor plan, we are your remodelers.

Offering Baton Rouge area businesses and organizations the highest quality computer and network IT services. Baton Rouge Computer Services has offers an exceptional value to our clients and customers. Whether you are in need of hardware installations and or PC repair, support, break/fix contracts, network monitoring and support, daily or weekly visits from highly skilled and certified technicians, intrusion detection monitoring or any other type of IT support, we have custom plans we can tailor to fit your company perfectly. Our flexibility makes Baton Rouge Computer Repair Services

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The tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010.

More and more Louisiana homeowners and home buyers take advantage of today’s Low Fixed Mortgage Rates, Don’t wait. With the lowest Mortgage Rates on record, there may never be a better time to put more money in your pocket.

HOME MORTGAGE LOUISIANA

Louisiana Mortgage Lender

Full service from Conceptual Design to Installation for all your Metal Building Needs.

* No fire hazard with Metal Buildings
* Metal Buildings are Termite proof
* All beams, roof, siding, and hardware – complete new Building
* Engineering Certification
* AISC Certified
* 26 Gauge Wall and Roof sheeting – high tensile
* Anchor bolt setting plans
* Full Erection drawings
* Engineer stamped drawings
* Construction Project Coordination
* Varity of different colors
* Color Coated Tips to match Building color
* Prevents against Rust and Corrosion

Metal Building Information – Easy foundation design -Buildings come with engineers’ drawings, and easy to follow foundation design

OUR METAL / STEEL Contractors Core values:  Integrity, Quality, Accountability, and Safety. Free Metal / Steel Building Estimates.

BATON ROUGE PREFAB METAL BUILDINGS FOR SALE