Mortgage Loans – Roofing – Construction News, Real Estate Auctions, Baton Rouge Realtors
April 6, 2011 Leave a Comment
Hail Damage Roofs – Free Roofing Estimates Louisiana
Hail Damage Roof Replacement
New Roofs & Reroofs
Cedar Shakes
Flat Roofs
Slate, Clay, Tile & Shingle
Cooper, Tin, Sheet Metal & Rolled
Hot Coates – Tar, Asphalt, & Gravel
3-Tab Roofs
Lifetime Roofs
New Construction Roofs
Roofing Repairs
Storm Damage Roof Repair
Drainage & Repitching
Chimney Repairs
Insurance Claims
Siding/Gutters/Downspouts
Capping & Flashing
April 6, 2011 Leave a Comment
DEMOLITION CONTRACTOR BATON ROUGE
Experienced and professional Demolition Contractor (Licensed – Bonded – Insured)
Baton Rouge Louisiana Demolition
Home demolition contractor Services
Building demolition Services
Concrete demolition in Louisiana
Swimming pool demolition Services
Demolition work in Baton Rouge Louisiana and surrounding Areas.
Our customers come to appreciate our commitment to:
• Quality
• Budget
• Schedule
August 31, 2010 Leave a Comment
FHA Loan Requirements – Guidelines – Loan Limits
FHA – Loan Requirements
FHA (Federal Housing Administration) loan is a mortgage you can obtain through an FHA-approved lender. This is an insurance program that makes a payment guarantee to the mortgage lender, who issues and administers the loan. FHA-insured loans offer an option to buyers who do not qualify for traditional mortgage loans, however, there are guidelines on the types of ownership and dwellings permitted.
FHA Home Loan Requirements – First time buyers
- Borrowers with little to no money
- Home Buyers with less than perfect credit
- Non-occupant co-borrowers
- No pre-payment penalty
- Low monthly Mortgage Insurance (PMI)
- 3.500% down payment
- 6% seller concessions
- All funds can be gifted
- No reserve requirements
- No income limits
- Very competitive Mortgage Interest rates
FHA requires deposit of 3.5%. This money can be a gift. No reservations are necessary. Closing costs can be funded in the amount of the loan.
FHA LOAN Guidelines – Property
Limited to owner-occupied property
•Available for 1-4 unit properties
•High LTV available for OO 4 unit
•No minimum credit score
•Flexible down payment sources allowed
Manual underwriting common/allowed
•Good documentation is the key
•Borrowers in active Ch. 13 can buy
•Manufactured Homes Are Allowed
•Secure – Does the value support the loan?
•The days of the VC sheet are gone!
•FHA appraisals resemble conventional
•Roofs and lead-based paint still an issue
•Mfg. homes that have been moved are not eligible
Seller can contribute more on a FHA Loans – Up to 6%
Borrower can obtain a gift from a relative
FHA Credit Requirements -Minimum credit score 620
•Some Mortgage lenders impose their own min. FICO
•Last 12 months should show no late pmts.
•Judgments typically must be paid
•Collections not required to be paid
•Letter of explanation should be in the file for all bad credit
•Non-traditional credit allowed
Conventional mortgage loans usually require 20% down vs FHA Loan Guidelines State that require 3.5% down.
FHA Loan Resources:
FHA Streamline Refinance
FHA Vs Conventional Loans
June 24, 2010 Leave a Comment
Homeowners Insurance Baton Rouge LA
Homeowners insurance is one of the most important ones. Whether you have just purchased your new home or want to save some money on the existing homeowners insurance policy, BR Insurance is here to take care of your needs. It takes just a few minutes to learn what you need and then get Baton Rouge homeowners insurance quotes easily either through our website or by calling us. We provide you with additional information on how to save extra money on both homeowners insurance and renters insurance in Baton Rouge Insurance.
Farm Bureau INSURANCE BATON ROUGE
Baton Rouge Insurance | Home Owners Insurance Baton Rouge | Car Insurance Baton Rouge LA | Business Insurance Baton Rouge
# Multiple Vehicles Insurance: If you insure more than one car, you have a chance of paying a lower premium.
INSURANCE RESOURCES:
Home Owner's Insurance
Insurance In Baton Rouge
Baton Rouge La Insurance
Insurance Companies In Baton Rouge
May 3, 2010 Leave a Comment
Homeowners Insurance Baton Rouge LA
Homeowners insurance is one of the most important ones. Whether you have just purchased your new home or want to save some money on the existing homeowners insurance policy, Safe Firm is here to take care of your needs. It takes just a few minutes to learn what you need and then get homeowners insurance quotes easily either through our website or by calling us. We provide you with additional information on how to save extra money on both homeowners insurance and renters insurance in Baton Rouge Insurance.
Adequate liability protection is needed to protect the homeowner from lawsuits, medical care, visitors and damage to the neighbor’s property, if this happens. All of these factors should be considered when comparing home insurance quote.
April 9, 2010 Leave a Comment
We service homeowners in Louisiana, providing our customers with quality work, reputable brands of materials and the best service. Free estimates! General Contractors in Baton Rouge, La and the surrounding parishes, we provide customers with experienced, professional General Contractors in the your area. Our Residential General contractors provide installations, electrical construction upgrades, New Home Construction as well as other general construction services related to your home. Whether you need interior renovation, outdoor, driveway construction or an entirely new floor plan, we are your remodelers.
April 9, 2010 Leave a Comment
| Our Baton Rouge Mortgage professionals give you the personal attention you need. We understand you are making an important decision in buying a new home in Louisiana, refinancing your high interest rate credit cards and or cashing out your home equity. We will help you qualify, apply and be approved for the right Home Mortgage in Baton Rouge Louisiana. |
April 9, 2010 Leave a Comment
Offering Baton Rouge area businesses and organizations the highest quality computer and network IT services. Baton Rouge Computer Services has offers an exceptional value to our clients and customers. Whether you are in need of hardware installations and or PC repair, support, break/fix contracts, network monitoring and support, daily or weekly visits from highly skilled and certified technicians, intrusion detection monitoring or any other type of IT support, we have custom plans we can tailor to fit your company perfectly. Our flexibility makes Baton Rouge Computer Repair Services
Resource -
March 18, 2010 Leave a Comment
PURCHASE CONTRACT NEEDED BEFORE APRIL 30TH to qualify for a Tax Credit.
The tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010.
More and more Louisiana homeowners and home buyers take advantage of today’s Low Fixed Mortgage Rates, Don’t wait. With the lowest Mortgage Rates on record, there may never be a better time to put more money in your pocket.
